Meliva Health Plan

Employee Health Plans are comprehensive monthly subscription-based wellbeing solutions that combine occupational health examinations, workplace services and healthcare into one integrated package.

Text reviewed by:

Raul Järve

Head of Business Client Development

Published

Text updated

The benefits of this service

A comprehensive approach to employee health helps maintain work ability, prevent health problems and support organisational performance.

Employee Health Plans:

  • Help prevent work-related health problems and their progression
  • Provide employees with simple and fast access to healthcare services
  • Reduce the risk of reduced work ability and sickness absence
  • Give employers a clearer overview of employee health trends
  • Support more informed health-related decision-making
  • Reduce fragmentation and duplication in healthcare service usage
  • Help employers create a systematic and effective workplace wellbeing programme

When is the service needed?

  • All in one place

    Existing solutions do not provide sufficient visibility or impact.
  • Better health

    Employee health concerns recur, but the underlying causes remain unclear.
  • Comprehensive solution

    You want to combine workplace health, prevention and treatment into one system.
  • Convenience

    Employee health services are fragmented and difficult to manage.

What’s included

Employee Health Plans are subscription-based services, and the scope of services depends on the selected package. Services are provided through Meliva clinics. Employees do not pay any excess fees when using services included in the plan.

The volume of services is based on the number of visits included in the package, except for dental care, which is subject to a monetary benefit limit depending on the selected package.

Meliva Employee Health Plans provide employers with a convenient and comprehensive way to support employee health through a fixed monthly fee.

  • 1. Preventive (monthly fee €19)

Designed primarily for disease prevention and occupational health examinations. Includes regular occupational health examinations and risk assessments, unlimited access to the Meliva Digital Clinic, a set number of physician and physiotherapist appointments, and massage sessions. The package also includes an influenza vaccination and one appointment with a mental health specialist.

  • 2. Comprehensive (monthly fee €33)

Expands on the Preventive package by providing broader coverage and a higher number of healthcare appointments. Includes significantly more physician and physiotherapist visits, additional massage sessions, a tick-borne encephalitis vaccination, €150 in dental care benefits and two appointments with a mental health specialist.

  • 3. Complete (monthly fee €50)

Provides the highest level of coverage and extensive access to healthcare services. Includes all benefits of the previous packages, while offering unlimited physician appointments, a larger number of physiotherapy and massage sessions, €250 in dental care benefits and five appointments with a mental health specialist.

How it works?

Needs assessment and package selection

We assess your organisation’s needs and help identify the most suitable package.

Proposal and agreement

We prepare a proposal and agree on the service scope, volume and terms.

Service implementation

Employees are granted access to healthcare services according to the selected package.

Service usage

Employees start using the services, creating valuable insights into usage patterns and wellbeing needs.

Monitoring and feedback

We provide usage overviews and share key observations when needed.

Ongoing partnership and optimisation

We support internal communication and adjust the solution as your organization’s needs evolve.

Frequently Asked Questions

What is the difference between an Employee Health Plan and Meliva Health Cover?

Meliva Health Cover is employer-sponsored health insurance that allows employees to use healthcare services at different healthcare providers. Reimbursement is based on monetary benefit limits, and most solutions and services include an excess payment.

Employee Health Plans are used within Meliva clinics, and service volumes are determined by the number of visits and the selected package. Employee Health Plans also include workplace services and bring all services together into one system, helping employers gain a better overview of overall health trends. Employees do not pay any excess fees for services included in the plan.

Do employees need to pay anything when using an Employee Health Plan?

No. Employees covered by an Employee Health Plan do not pay any excess fees. Services included in the selected package are covered by the employer. If an employee requires services or examinations that are not included in the package, these must be paid for separately.

Can employees use the Meliva Digital Clinic?

Yes. All Employee Health Plan packages include unlimited access to the Meliva Digital Clinic, allowing employees to receive medical advice, consult a healthcare professional and address many health concerns quickly and conveniently.